Maryland High Court Rules Debtors’ Attempts to Void Judgments for Unlicensed Debt Collection Subject to 3-Year SOL

The Maryland Court of Appeals, the state’s highest court, recently held that judgments obtained by an unlicensed debt buyer were not void, and that the debtors’ claims for unjust enrichment and money damages under the Maryland Consumer Protection Act (MCPA) and the Maryland Consumer Debt Collection Act (MCDCA) were subject to Maryland’s general three-year statute of limitations.

The Court also held that:

Thus, the Court held, one of the debtors’ claims were timely brought due to cross-jurisdictional tolling of the statute of limitations.