6th Cir. Holds Mere Confusion Does Not Impart Article III Standing, Reverses FDCPA Ruling in Favor of Defendant

The U.S. Court of Appeals for the Sixth Circuit recently reversed a trial court order granting summary judgment in favor of the defendant on a consumer’s claim that the defendant violated the federal Fair Debt Collection Practices Act.

In so ruling, the Sixth Circuit held that, even though the defendant’s failure to properly identify itself in the phone calls confused the plaintiff and led to him sending a cease and desist request to the wrong entity, confusion by itself does not establish “a concrete injury for Article III purposes.” 


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