Show Notes:
On this episode of CreditEcoToGo, former CFPB Deputy Director, Tom Pahl, stops by to talk about Regulation F. Tom has been the point person on debt collection policy while serving at both the FTC and the CFPB. The final debt collection rule was a decade in the making and Tom talks about the challenges faced by the Bureau and the evolution of the process which resulted in the final rule. Tom does not believe the rule will be rescinded or repealed but certainly changes could be made once a new director is installed at the CFPB. The final rule is not the end of the process. Tom encourages the industry to continually engage with the Bureau to ensure that the regulations fulfill its promise of protecting consumers while at the same time ensuring that the industry can comply.
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