Circuit Split on Standing Gets Wider: 11th Circuit Tosses FDCPA False/Misleading Claim

The U.S. Supreme Court decision in Spokeo v. Robins was all the rage when it was first released in 2016. In reality, it caused a messy aftermath of case law related to Article III standing that ultimately led to a big circuit split in the FDCPA context. This week, the Eleventh Circuit Court of Appeals (11th Circuit) further solidified this split when it found that a plaintiff who claims consumers might be misled by a debt collection communication, but he himself was not misled, lacks Article III standing to bring an FDCPA claim.

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Factual and Procedural Background

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