Wash. AG Sues Debt Collector for Time-Barred Debt Issues

On Thursday of last week, the Attorney General of Washington State filed a lawsuit against Convergent Outsourcing, Inc., which alleges that the debt collector engaged in unfair and/or deceptive practices under the state's Consumer Protection Act and Collection Agency Act. The allegations revolve around letters sent to consumers for the time-barred debts.

The complaint, which can be found here, alleges that the defendant sent over 75,000 collection letters on time-barred debts that specifcially used the terms "settlement" and "settle." The letters, the AG claims, did not include a time-barred debt disclosure. 

The reasoning behind the claim is as follows:

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