U.S. House of Representatives Passes Amendment to FDCPA for Stronger Protection for Servicemembers

On Tuesday, the U.S. House of Representatives passed H.R. 5003, also known as the Fair Debt Collection Practices for Servicemembers Act, in an effort to provide stronger protections for servicemembers from debt collectors. The proposed legislation, sponsored by Rep. Madeleine Dean (D-PA), passed with a unanimous vote, 355-0. The bill is now being reviewed by the Senate.

H.R. 5003 would, among other things, would prohibit debt collectors from communicating with the servicemember's chain of command to locate the servicemember and threatening to have the servicemember's rank reduced or security clearance revoked. The bill also prohibits threats of prosecution under the Uniform Code of Military Justice. The text of the bill can be found here.

H.R. 5003 was among several recent House Financial Services Committee bills proposed to amend and strengthen consumer protections under the FDCPA. 

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