Lack of Settlement Payment Due Date Raises Issues in E.D. Wisc., “Promptly” is Not Enough

There seems to be a never-ending supply of letter language Fair Debt Collection Practices Act (FDCPA) cases. Today we’ll drill into an Eastern District of Wisconsin decision that discusses the language used when presenting a payment option to a consumer. In Al v. Van Ru Credit Corp., No. 17-CV-1738 (E.D. Wisc. Jan. 14, 2019), the court took issue with a letter stating that the consumer would need to act “promptly” to take advantage of a settlement offer without giving an actual due date.

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Factual and Procedural Background

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