Mistaken Identity and the FDCPA and FCRA

In March, the District of Oregon reviewed whether a situation of mistaken identity rises to the level of an FDCPA and FCRA violation.  Under the facts of Drake v. Enhanced Recovery Company, LLC, No. 6:15-CV-1899, 2018 WL 1402586 (D. Or. Mar. 19, 2018), the resounding answer was “no.” 

Read the decision here

Factual and Procedural Background 

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