7th Circuit Holds Verification Requirement is of Debt Collector’s Records, not Creditor’s

In Walton v. EOS CCA, 17-CV-3040, 2018 WL 1417495 (7th Cir. 2018), the 7th Circuit clarified the verification and investigation requirements for a collection agency when a consumer disputes a debt. In its March 21, 2018 decision, the court found that EOS’s investigation into the consumer’s dispute was sufficient and granted summary judgment for the agency. 

Read the decision here

Factual and Procedural Background 

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