7th Cir. Holds Debt Collector Violated FDCPA Despite Using Miller Safe Harbor Language

This article previously appeared on the Maurice Wutscher Consumer Financial Services Blog and is republished here with permission.

The U.S. Court of Appeals for the Seventh Circuit recently held that “debt collectors cannot immunize themselves from FDCPA liability by blindly copying and pasting the Miller safe harbor language” where that language is inaccurate under the circumstances.

Accordingly, the Seventh Circuit reversed the trial court decision granting the debt collector’s motion to dismiss.

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