Kaulkin Ginsberg Offers Outlook for the U.S. Health Insurance Market

The U.S. health insurance market is on the cusp of change: four of the five largest health insurance providers are attempting to merge and embrace economies of scale, and bad debt is on the rise.

Health Insurance Competitive Market Share

Although the health insurance market isn’t as consolidated as the cable and telecommunications industries, the top five health insurance companies currently account for 46% of the market share. The FTC and Congress are monitoring the impact these any mergers would have on competitive balance and – in turn – the consumer. Mergers aside, current growth rates have these five players accounting for 54% of the market share by 2019.

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