Good News In Debt Collection “Benign Language” Envelope Case

Yesterday, insideARM reported on the case of Lisa Kostik v. ARS National Services, Inc. In that case the U.S. District Court for the Middle District of Pennsylvania ruled against the Defendant agency on a Fair Debt Collection Practices Act (FDCPA) issue involving the display of a barcode that imbedded the plaintiff’s account number.

Yesterday’s article also went into great detail on the history of the “Envelope Cases.”  We will not repeat that discussion today.

Today we report on a similar case, but with a different result. The Honorable John T. Curtin, District Court Judge for the United States District Court for the Western District of New York, rendered an opinion on in the matter of Lucienna Gelinas v. Retrieval-Masters Creditors Bureau, Inc. that is completely opposite to the court’s opinion in the Kostik matter.

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